Premiums · By series
Premiums over spot by coin series
Each bullion coin series across its sizes: how much more a half, quarter or tenth ounce costs over its metal than the one-ounce coin.
Today in numbers
- 1 oz gold coins
- 2.1%
- Typical today, standard coins
- 1/10 oz gold coins
- 22.5%
- Typical today, standard coins
- Lowest 1 oz gold series
- 1.7%
- Krugerrand · 9 compared
- Coin series in stock
- 25
- Gold, silver and platinum
On November 3, 2026 at 9:42 PM ET, standard 1 oz gold coins cost a typical 2.1% over the Ask spot, 1/4 oz coins 14.9% and 1/10 oz coins 22.5%: the smaller the coin, the more each ounce of gold costs. Among 1 oz gold series, the Krugerrand had the lowest typical premium (1.7%).
Premiums over the Ask spot on check/wire prices, in-stock products only. Past premiums don't predict future ones. How we measure
The fractional ladder: gold coins by size
How the premium over the Ask spot climbs as a gold coin gets smaller, series by series: pick up to three series to compare. The grey line is the typical premium of all standard gold coins of each size. Each point links to that size's coin with the lowest premium today.
Typical premium of standard gold bullion coins on Nov 3, 2026, over the Ask spot: 1 oz 2.1%, 1/2 oz 6.8%, 1/4 oz 14.9%, 1/10 oz 22.5%.
Coin size, largest to smallest
- American Eagle
- Maple Leaf
- Krugerrand
- Standard gold coins, all series (typical)
Standard gold coins, all series, typical today and 2-year median:
- 1 oz 2.1% 2-yr 2.2%
- 1/2 oz 6.8% 2-yr 9.5%
- 1/4 oz 14.9% 2-yr 13.6%
- 1/10 oz 22.5% 2-yr 22.5%
Gold coin series
Each series: who makes it, every size in stock with its typical premium today and 2-year median, the size with the lowest premium per ounce today, and the history of its most-stocked size.
Typical premium over the Ask spot by gold coin series on Nov 3, 2026: American Eagle 5.1% at 1 oz and 22.5% at 1/10 oz; Maple Leaf 2.3% at 1 oz and 25.0% at 1/10 oz; Krugerrand 1.7% at 1 oz and 13.9% at 1/10 oz.
American Eagle
United States Mint · United States · 4 in stock
- 1 oz5.1%2-yr 3.4%
- 1/2 oz8.8%2-yr 8.4%
- 1/4 oz16.8%2-yr 13.8%
- 1/10 oz22.5%2-yr 22.5%
Lowest premium per ounce today: 1 oz, 5.1% over the Ask today1 oz American Gold Eagle Coin
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 1.4% and 5.3%; 2-year median 3.4%.
Maple Leaf
Royal Canadian Mint · Canada · 6 in stock
- 1 oz2.3%2-yr 1.6%
- 1/4 oz13.9%2-yr 12.3%
- 1/10 oz25.0%2-yr 27.1%Lower than on 69% of days since Nov 2024
- 1/20 oz57.2%2-yr 56.2%
Lowest premium per ounce today: 1 oz, 2.3% over the Ask (typical of 3)Lowest-premium coin: 1 oz Canadian Maple Leaf Gold Coin .999 or .9999 Random Year (Abrasions/Marks) 1.8%
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 0.5% and 3.8%; 2-year median 1.6%.
- We lowered our premium on 1 oz Canadian Gold Maple Leaf Coin .9999 Fine – Random Year, Oct 28, 2026; shaded since then
Krugerrand
South African Mint · South Africa · 4 in stock
- 1 oz1.7%2-yr 1.8%Lower than on 56% of days since Nov 2024
- 1/2 oz6.8%2-yr 10.4%Lower than on 93% of days since Nov 2024
- 1/4 oz15.9%2-yr 14.2%
- 1/10 oz13.9%2-yr 22.7%Lower than on 84% of days since Nov 2024
Lowest premium per ounce today: 1 oz, 1.7% over the Ask today1 oz South African Gold Krugerrand coin
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 0.0% and 2.5%; 2-year median 1.8%.
Britannia
The Royal Mint · United Kingdom · 1 in stock
- 1/4 oz19.7%2-yr 18.9%
One size in stock: 1/4 oz, 19.7% over the Ask today1/4 oz British Gold Britannia Coin
1/4 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 14.2% and 24.6%; 2-year median 18.9%.
Philharmonic
Austrian Mint · Austria · 2 in stock
- 1 oz2.2%2-yr 1.9%
- 1/4 oz11.4%2-yr 11.2%
Lowest premium per ounce today: 1 oz, 2.2% over the Ask today1 oz Austrian Philharmonic Gold Coin
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 0.3% and 2.7%; 2-year median 1.9%.
Kangaroo
Perth Mint · Australia · 6 in stock
- 1 oz2.3%2-yr 2.2%
- 1/2 oz1.7%2-yr 1.6%
- 1/4 oz10.7%2-yr 10.5%
Lowest premium per ounce today: 1/2 oz, 1.7% over the Ask today1/2 oz Gold Coin – Australian Kangaroo Random Year
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 0.7% and 3.2%; 2-year median 2.2%.
Sovereign
The Royal Mint · United Kingdom · 1 in stock
- Sovereigns (0.2354 oz)4.1%2-yr 4.8%Lower than on 67% of days since Nov 2024
One size in stock: Sovereigns (0.2354 oz), 4.1% over the Ask todayBritish Sovereign Gold CoinWe lowered our premium, Mar 17, 2026
Sovereigns (0.2354 oz) · 14-day median over the Ask
Nov 2024 to Nov 2026: between 1.3% and 10.1%; 2-year median 4.8%.
- We lowered our premium, Mar 17, 2026; shaded since then
American Buffalo
United States Mint · United States · 2 in stock
- 1 oz4.5%2-yr 5.5%
One size in stock: 1 oz, 4.5% over the Ask (typical of 2)Lowest-premium coin: 2006-W 1 oz Proof Gold Buffalo Coin 3.7%We lowered our premium, Jul 19, 2026
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 3.2% and 8.8%; 2-year median 5.5%.
- We lowered our premium on 1 oz Gold American Buffalo Coin, Mar 13, 2026; shaded since then
- We lowered our premium on 2006-W 1 oz Proof Gold Buffalo Coin, Jul 19, 2026
Panda
China Mint · China · 1 in stock
- 1 oz6.2%2-yr 6.1%
One size in stock: 1 oz, 6.2% over the Ask todayChinese 1 oz Gold Panda Coin
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 3.7% and 10.6%; 2-year median 6.1%.
Pre-1933 US gold
United States Mint · United States · 10 in stock
- $20 gold pieces (pre-1933)3.3%2-yr 3.7%
- $10 gold pieces (pre-1933)14.7%2-yr 17.4%Lower than on 85% of days since Sep 2025
- $5 gold pieces (pre-1933)36.8%2-yr 30.1%
- $2.50 gold pieces (pre-1933)30.6%2-yr 47.1%Lower than on 72% of days since Sep 2025
Lowest premium per ounce today: $20 gold pieces (pre-1933), 3.3% over the Ask (typical of 6)Lowest-premium coin: Double Eagle $20 Liberty Gold XF 1.2%
$20 gold pieces (pre-1933) · 14-day median over the Ask
Nov 2024 to Nov 2026: between 1.9% and 5.3%; 2-year median 3.8%.
- We lowered our premium on $20 Liberty Gold Double Eagle XF, Oct 28, 2026; shaded since then
Lunar
Perth Mint · Australia · 2 in stock
- 1 oz4.5%2-yr 3.6%
One size in stock: 1 oz, 4.5% over the Ask (typical of 2)Lowest-premium coin: Australian Lunar Series III 2025 Year of the Snake 1 oz Gold Bullion Coin 3.9%
1 oz · 14-day median over the Ask
Jan 2025 to Nov 2026: between 2.0% and 5.4%; 2-year median 3.7%.
Queen's Beasts
The Royal Mint · United Kingdom · 1 in stock
- 1 oz3.8%2-yr —
One size in stock: 1 oz, 3.8% over the Ask today1 oz Gold Royal Tudor Beast’s Coins
1 oz · 14-day median over the Ask
Oct 2026 to Nov 2026: between 3.9% and 3.9%.
Silver coin series
Each series: who makes it, every size in stock with its typical premium today and 2-year median, the size with the lowest premium per ounce today, and the history of its most-stocked size.
American Eagle
United States Mint · United States · 4 in stock
- 1 oz19.6%2-yr 20.1%
One size in stock: 1 oz, 19.6% over the Ask (typical of 4)Lowest-premium coin: 1 oz American Silver Eagle Coin Random Year Circulated 14.6%We lowered our premium, Aug 11, 2026
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 9.9% and 27.6%; 2-year median 20.1%.
- We lowered our premium on 1 oz Star Privy American Silver Eagle Coin, Aug 24, 2025; shaded since then
- We lowered our premium on 1 oz American Eagle Silver Coin – Tube of 20 Random Years BU, Oct 28, 2026
- We lowered our premium on 1 oz American Silver Eagle Coin BU, Oct 26, 2026
Maple Leaf
Royal Canadian Mint · Canada · 4 in stock
- 2 oz16.1%2-yr 8.2%
- 1 oz15.0%2-yr 11.7%
Lowest premium per ounce today: 1 oz, 15.0% over the Ask (typical of 3)Lowest-premium coin: 1 oz Silver Canadian Maple Leaf Coin Circulated 14.1%We lowered our premium, Jul 3, 2026
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 7.4% and 20.1%; 2-year median 11.7%.
- We lowered our premium on 1 oz Silver Canadian Maple Leaf Coin Tube of 25 BU, Jan 7, 2026; shaded since then
- We lowered our premium on 1 oz Silver Canadian Maple Leaf Coin Circulated, Jul 3, 2026
Krugerrand
South African Mint · South Africa · 3 in stock
- 1 oz12.3%2-yr 14.1%
One size in stock: 1 oz, 12.3% over the Ask (typical of 3)Lowest-premium coin: Monster Box 500 oz Krugerrand Silver Coins 12.3%We lowered our premium, Oct 26, 2026
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 7.0% and 34.1%; 2-year median 14.1%.
- We lowered our premium on South African 1 oz Silver Krugerrand Coin, Dec 9, 2024; shaded since then
- We lowered our premium on Monster Box 500 oz Krugerrand Silver Coins, Oct 26, 2026
Britannia
The Royal Mint · United Kingdom · 4 in stock
- 1 oz16.1%2-yr 14.9%
One size in stock: 1 oz, 16.1% over the Ask (typical of 4)Lowest-premium coin: Monster Box of 500 – Great Britain 1 oz Silver Britannia Coins BU 11.8%We lowered our premium, Oct 28, 2026
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 7.6% and 28.9%; 2-year median 14.9%.
- We lowered our premium on Great Britain 1 oz Silver Britannia Coin, Dec 18, 2024; shaded since then
- We lowered our premium on Monster Box of 500 – Great Britain 1 oz Silver Britannia Coins BU, Oct 28, 2026
Philharmonic
Austrian Mint · Austria · 2 in stock
- 1 oz9.7%2-yr 10.3%
One size in stock: 1 oz, 9.7% over the Ask (typical of 2)Lowest-premium coin: 1 oz Austrian Silver Philharmonic Coin Tube of 20 9.2%We lowered our premium, Jul 17, 2026
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 5.3% and 33.7%; 2-year median 10.3%.
- We lowered our premium on 1 oz Austrian Silver Philharmonic Coin BU, Dec 18, 2024; shaded since then
- We lowered our premium on 1 oz Austrian Silver Philharmonic Coin Tube of 20, Jul 17, 2026
Kangaroo
Perth Mint · Australia · 1 in stock
- 1 oz13.6%2-yr 34.6%Lower than on 61% of days since Nov 2024
One size in stock: 1 oz, 13.6% over the Ask todayAustralia 1 oz Silver Kangaroo Coin .999 Random YearsWe lowered our premium, Jan 25, 2026
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 7.1% and 57.4%; 2-year median 34.6%.
- We lowered our premium, Jan 25, 2026; shaded since then
Panda
China Mint · China · 1 in stock
- 1 oz33.1%2-yr 35.2%Lower than on 53% of days since Nov 2024
One size in stock: 1 oz, 33.1% over the Ask today1 oz Silver Chinese Panda Coins Random Years
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 16.2% and 57.4%; 2-year median 35.2%.
Lunar
Perth Mint · Australia · 5 in stock
- 1 oz83.2%2-yr 52.9%
One size in stock: 1 oz, 83.2% over the Ask (typical of 5)Lowest-premium coin: 2024 Australia 1 oz Silver Lunar Colorized Yellow Dragon Capsulated 65.2%
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 29.3% and 72.9%; 2-year median 52.9%.
Queen's Beasts
The Royal Mint · United Kingdom · 1 in stock
- 2 oz16.1%2-yr 13.7%
One size in stock: 2 oz, 16.1% over the Ask today2 oz .9999 Silver Royal Tudor Beast’s Coins
2 oz · 14-day median over the Ask
Feb 2025 to Nov 2026: between 4.3% and 23.7%; 2-year median 13.7%.
African Wildlife
Bavarian State Mint · Somalia · 3 in stock
- 1 oz59.2%2-yr 59.4%Lower than on 52% of days since Nov 2024
One size in stock: 1 oz, 59.2% over the Ask (typical of 3)Lowest-premium coin: 1 oz Somalia Silver Elephant Coin 57.2%
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 29.4% and 116.8%; 2-year median 59.4%.
Platinum coin series
Each series: who makes it, every size in stock with its typical premium today and 2-year median, the size with the lowest premium per ounce today, and the history of its most-stocked size.
American Eagle
United States Mint · United States · 1 in stock
- 1 oz21.9%2-yr 24.8%Lower than on 56% of days since Nov 2024
One size in stock: 1 oz, 21.9% over the Ask today1 oz American Platinum Eagle Coin BU
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 4.6% and 47.6%; 2-year median 24.8%.
Maple Leaf
Royal Canadian Mint · Canada · 1 in stock
- 1 oz13.0%2-yr 13.1%Lower than on 51% of days since Nov 2024
One size in stock: 1 oz, 13.0% over the Ask today1 oz Maple Leaf Platinum Coin Random YearWe lowered our premium, Oct 13, 2026
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 8.4% and 16.0%; 2-year median 13.1%.
- We lowered our premium, Oct 13, 2026; shaded since then
Britannia
The Royal Mint · United Kingdom · 1 in stock
- 1 oz12.9%2-yr 12.3%
One size in stock: 1 oz, 12.9% over the Ask today1 oz Platinum British Britannia Coin Random Year
1 oz · 14-day median over the Ask
Nov 2024 to Nov 2026: between 5.4% and 21.1%; 2-year median 12.3%.
Series by size
Typical premium today and, below it, the 2-year median, by size. A size column can hold a piece of nearly that weight (named under the number).
Gold coin series
Lowest typical premium for 1 oz gold coins by series on Nov 3, 2026: Krugerrand, 1.7% over the Ask spot (9 compared).
| Series | 1 oz | 1/2 oz | 1/4 oz | 1/10 oz | 1/20 oz |
|---|---|---|---|---|---|
| American Eagle | 5.1%2-yr 3.4% | 8.8%2-yr 8.4% | 16.8%2-yr 13.8% | 22.5%2-yr 22.5% | — |
| Maple Leaf | 2.3%2-yr 1.6% | — | 13.9%2-yr 12.3% | 25.0%2-yr 27.1% | 57.2%2-yr 56.2% |
| Krugerrand | 1.7%2-yr 1.8% | 6.8%2-yr 10.4% | 15.9%2-yr 14.2% | 13.9%2-yr 22.7% | — |
| Britannia | — | — | 19.7%2-yr 18.9% | — | — |
| Philharmonic | 2.2%2-yr 1.9% | — | 11.4%2-yr 11.2% | — | — |
| Kangaroo | 2.3%2-yr 2.2% | 1.7%2-yr 1.6% | 10.7%2-yr 10.5% | — | — |
| Sovereign | — | — | 4.1%2-yr 4.8%Sovereigns (0.2354 oz) | — | — |
| American Buffalo | 4.5%2-yr 5.5% | — | — | — | — |
| Panda | 6.2%2-yr 6.1% | — | — | — | — |
| Pre-1933 US gold | 3.3%2-yr 3.7%$20 gold pieces (pre-1933) | 14.7%2-yr 17.4%$10 gold pieces (pre-1933) | 36.8%2-yr 30.1%$5 gold pieces (pre-1933) | 30.6%2-yr 47.1%$2.50 gold pieces (pre-1933) | — |
| Lunar | 4.5%2-yr 3.6% | — | — | — | — |
| Queen's Beasts | 3.8%2-yr — | — | — | — | — |
Silver coin series
Lowest typical premium for 1 oz silver coins by series on Nov 3, 2026: Philharmonic, 9.7% over the Ask spot (9 compared).
| Series | 1 oz | 2 oz |
|---|---|---|
| American Eagle | 19.6%2-yr 20.1% | — |
| Maple Leaf | 15.0%2-yr 11.7% | 16.1%2-yr 8.2% |
| Krugerrand | 12.3%2-yr 14.1% | — |
| Britannia | 16.1%2-yr 14.9% | — |
| Philharmonic | 9.7%2-yr 10.3% | — |
| Kangaroo | 13.6%2-yr 34.6% | — |
| Panda | 33.1%2-yr 35.2% | — |
| Lunar | 83.2%2-yr 52.9% | — |
| Queen's Beasts | — | 16.1%2-yr 13.7% |
| African Wildlife | 59.2%2-yr 59.4% | — |
Platinum coin series
Lowest typical premium for 1 oz platinum coins by series on Nov 3, 2026: Britannia, 12.9% over the Ask spot (3 compared).
| Series | 1 oz |
|---|---|
| American Eagle | 21.9%2-yr 24.8% |
| Maple Leaf | 13.0%2-yr 13.1% |
| Britannia | 12.9%2-yr 12.3% |
Lowest premiums in stock today
Bullion coins of a named series with the lowest premium over the Ask spot right now. Collector issues are left out.
Lowest premium among gold bullion coins in stock on Nov 3, 2026: 1 oz South African Gold Krugerrand coin, 1.7% over the Ask spot.
Gold coins
- 1 oz South African Gold Krugerrand coin1.7%Lower than on 56% of days since Nov 2024
- 1/2 oz Gold Coin – Australian Kangaroo Random Year1.7%
- 1 oz Canadian Maple Leaf Gold Coin .999 or .9999 Random Year (Abrasions/Marks)1.8%
- 1 oz Australian Gold Nugget – Random Year1.9%Lower than on 64% of days since Nov 2024
- 1 oz Austrian Philharmonic Gold Coin2.2%
Silver coins
- 1 oz Austrian Silver Philharmonic Coin Tube of 209.2%We lowered our premium, Jul 17, 2026
- 1 oz Austrian Silver Philharmonic Coin BU10.1%Lower than on 55% of days since Nov 2024
- Monster Box of 500 – Great Britain 1 oz Silver Britannia Coins BU11.8%Lower than on 85% of days since Jan 2025We lowered our premium, Oct 28, 2026
- Monster Box 500 oz Krugerrand Silver Coins12.3%Lower than on 81% of days since Jan 2025We lowered our premium, Oct 26, 2026
- South African 1 oz Silver Krugerrand Coins Tube of 25 Random Years BU12.3%
Platinum coins
- 1 oz Platinum British Britannia Coin Random Year12.9%
- 1 oz Maple Leaf Platinum Coin Random Year13.0%Lower than on 51% of days since Nov 2024We lowered our premium, Oct 13, 2026
- 1 oz American Platinum Eagle Coin BU21.9%Lower than on 56% of days since Nov 2024
How we measure premiums
Premium over spot = our check/wire price ÷ (the Ask spot price × the piece's fine metal content) − 1. A 1 oz gold coin at $4,200 when the gold Ask is $4,000 an ounce carries a 5% premium. Card and PayPal payments add 5% to the check/wire price.
Check or bank wire
The price the premium is measured on
Card or PayPal
5% added to the check/wire price
The Ask spot is the price level dealers quote when you buy metal; it sits a little above the bid quoted on trading screens. We measure from the Ask because it is the buying side of the market, the same basis our live price pages show. Today's numbers use the Ask at the time our prices were last updated.
History comes from one record per product per day since Oct 27, 2024: our daily price snapshots, and before them our recorded prices, each against the spot price it was set from and converted to the Ask the same way as today's numbers, so today and history compare like with like. Days before a product's definition changed (a single coin relisted as a tube, for example) are left out.
Charts show a 14-day rolling median; the dashed line is the 2-year median. A dot marks the day we lowered our premium on a product, when the lower premium still stands today, and the shaded band runs from that day to today.
"Lower than on X% of days since …" compares today's premium with every day of the product's own history (bid basis on both sides); for a group, it is the median of its products' own figures. It appears only when today is lower than on at least 51% of those days, and for a group only when its typical premium today is not above its 2-year median. Products need 90 days of history for their own figure.
A series is a government coin design across its sizes. Each size column holds the series' in-stock coins of that size; a column can hold a piece of nearly that weight (a sovereign weighs 0.2354 oz, a $20 double eagle 0.9675 oz), named under its number. The fractional ladder draws each series' typical premium at every gold size up to 1 oz; its grey reference line is the typical premium of the standard gold coin formats of the By size page, and the series shown first are the American Eagle, the Maple Leaf and the Krugerrand (a series without gold coins in stock is replaced by the most-stocked one). On a series card, the lowest premium per ounce is the size with the lowest typical premium today. Charts follow the series' most-stocked size.
Premiums move with supply and demand, and smaller pieces cost more per ounce to make. Past premiums don't predict future ones. This is information about our prices, not investment advice.
Common questions about premiums
What is a premium over spot?
It is what a coin, bar or round costs above the value of the metal in it, to cover making, distributing and selling it. We show it as a percentage of that metal value.
Why is the premium measured over the Ask?
The Ask is the buying side of the market: the price level dealers quote when you buy metal, a little above the bid quoted on trading screens. It is also the basis our live price pages use, so the numbers match.
Buying from us
Premiums are measured over the Ask
Selling to us
Our buy prices start from the bid
Why do smaller coins and bars cost more per ounce?
Making, packing and handling a piece cost much the same whatever it weighs, so on a small piece they are a larger share of the metal's value. That is why 1 gram and 1/10 oz gold pieces carry far more than kilo bars; the By size view shows it for every format.
Why do premiums change?
They move with supply and demand for each product and with what mints and refiners charge us. We also review our own premiums; a dot on a chart marks a day we lowered one. Past premiums don't predict future ones.
Is the premium all I pay on top of the metal?
No. You pay the check/wire price shown on the product, which already includes the premium; card and PayPal add 5%. Shipping and any sales tax are extra.
Data and next steps
- Download this page's data (CSV)The table numbers shown on this page, over the Ask spot, dated
- Premiums by sizeEvery format and size, with 2-year charts
- Premiums by mintThe same size from different mints and refiners
- Premiums by countryCoins by issuing country, bars by refinery country
- Government coins vs private barsLegal-tender coins against private bars and rounds
- Coins and bars below their usual premiumProducts whose premium today is lower than on most of their own days
- Live gold and silver pricesSpot prices and charts back to 1968
- Find your bullionCompare products by metal, size, budget and premium
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